Life & Disability Insurance

All regular employees are covered by State Disability Insurance and a $25,000 Basic Life Insurance Policy.

State Disability Insurance (SDI)
Regular employees are covered by State Disability Insurance (SDI) benefits (paid for by payroll deduction).  There is a 7-day waiting period.  For additional information, access the Employment Development Department's web site at: www.edd.cahwnet.gov.

Life Insurance
VTA provides a $25,000 life insurance policy at no cost to all regular full-time employees.

Assault Insurance - ATU-Represented Employees only
VTA provides a $50,000 Assault Insurance Policy, at no cost to employees, for ATU represented employees.  Accidental death or dismemberment or permanent disability is covered if death or disability occur as a result of a criminal act of violence while on duty.

Optional Supplemental Life - Administrative Employees only
Administrative employees may purchase supplemental life insurance coverage in increments of $10,000, to a maximum benefit of $250,000. Cost depends on the coverage selected. Proof of insurability is required if the employee does not elect coverage when first eligible to participate. Employees may apply for supplemental life insurance at any time.

Optional A D & D - Administrative Employees only
Administrative employees may purchase accidental death and dismemberment coverage in increments of $10,000, to a maximum benefit of $250,000.  Cost depends on coverage selected.  Proof of insurability is not required.  Employees may apply for AD&D at any time.

Optional Long Term Disability - Administrative Employees only
Administrative employees may choose one of three long-term disability plans.  Each plan covers 66.6% of salary, up to a monthly benefit of $1,333, $2,500, or $5,000.  Cost depends on the coverage selected.  There is a 60-day waiting period. 

Life Insurance - Executive Management
Executive Management employees are covered by a $100,000 life insurance coverage at no cost to the employee.

A D & D - Executive Management
Executive Management employees are covered by a $100,000 A D & D policy at no cost to the employee.

Long Term Disability - Executive Management
Executive Management employees who become disabled and are unable to perform their duties for more than 45 continuous days receive their regular salary, less deductions for a period not to exceed 12 months, followed by a Long Term Disability insurance plan, fully paid by VTA.  The Plan covers 66.6% of salary up to a maximum monthly benefit of $6,800.